Notes to the consolidated profit and loss account
Included in the interest on loans is €13,206 (2017: €9,112) related to Stage 3 loans (calculated on amount net of impairment) for which value adjustments have been recorded.
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Off-balance sheet information
To meet the financial needs of borrowers, FMO enters into various irrevocable commitments (loan commitments, equity commitments and guarantee commitments) and contingent liabilities.
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Related party information
FMO defines the Dutch State, its subsidiaries, associates, Government funds, the Management Board and Supervisory Board as related parties.
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Subsequent events
There has been no significant subsequent event between the balance sheet date and the date of approval of these accounts which should be reported by the Bank.
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Notes to the consolidated statement of comprehensive income
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Notes to the consolidated statement of cash flows
The consolidated cash flow statement shows the sources of liquidity that became available during the year and the application of this liquidity. The liquidity is measured by the balance sheet accounts ‘banks’ and ‘short-term deposits’.
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