3 Risk developments
For a detailed overview of FMO’s risk governance and risk management approach please refer to the section "Risk Management" in FMO’s consolidated annual accounts as of 31 December,2019.
Read more ›3 Risk developments
4 Segment information
The Management Board sets performance targets, approves and monitors the budgets prepared by servicing units. Servicing units are not identical to the strategic sectors.
Read more ›4 Segment information
5 Financial Instruments
The following table shows the carrying amounts of financial assets and financial liabilities.
Read more ›5 Financial Instruments
6 Commitments and contingent liabilities
To meet the financial needs of borrowers, FMO enters into various irrevocable commitments (loan commitments, equity commitments and guarantee commitments) and contingent liabilities.
Read more ›6 Commitments and contingent liabilities
7 Debentures and notes
Debentures and notes includes issued debt instruments in various currencies under FMO's Debt Issuance Programmes. In addition, a subordinated note of €175 million is also included in the Debenture and Notes.
Read more ›7 Debentures and notes
8 Short term credits
Read more ›8 Short term credits
9 Other liabilities
Read more ›9 Other liabilities
10 Interest Income
Read more ›10 Interest Income
11 Interest Expense
Read more ›11 Interest Expense
12 Net fee and commission income
Read more ›12 Net fee and commission income