Our investment process

Before and during the investment period, we research the financing opportunity and assess its impact on the environment, employees and workers, communities and other stakeholders.

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Know Your Customer

FMO runs the risk of becoming involved in money laundering or financing terrorism. FMO is also at risk of financing sanctioned entities or customers with a bad reputation in general.

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Impact of COVID-19 on our investment process

FMO has increased its financial and non-financial support to existing customers to help them cope with the pandemic. At the same time, travel restrictions have reduced our ability to onboard new customers and execute on-site due diligence (DD).

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Environmental, social and governance standards

Environmental, social, human rights and governance (ESG) standards are an integral part of FMO’s investment process and serve several goals.

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How we apply our investment process 

Our investment process consists of the following stages. Through case studies we illustrate how ESG is an integral part of this process.

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Lessons learned

FMO conducts and commissions evaluations to reflect on its strategy, its business model, and the effectiveness of its policies and processes and impact of its investments. This helps us achieve more impact and develop a continuous learning culture.

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Our strategy

We believe in a world in which, in 2050, more than 9 billion people live well and within the means of the planet’s resources. To achieve this, we need to overcome the global challenges highlighted by the 17 UN Sustainable Development Goals (SDGs).

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Higher impact portfolio

We create higher impact by focusing our activities on SDGs and markets that are key to economic, environmental and social progress.

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Deeper relationships

FMO aims to realize its vision by working with the private sector in developing countries. Our customers and partners create impact on the ground. Through their activities, for instance, they support jobs and provide access to finance or electricity.

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Higher productivity

We are committed to building a high-performing organization that enables us to deliver higher impact and build deeper relationships. We will continue to transition towards a more efficient and productive organization.

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