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Consolidated statement of changes in shareholders’ equity

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Consolidated statement of comprehensive income

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Consolidated statement of financial position

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Consolidated statement of profit and loss

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Downloads

For previous annual reports, please visit our reporting center. Read more about Downloads .

Independent auditor's review report

To: the shareholders and supervisory board of Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden N.V. Read more about Independent auditor's review report .

List of abbreviations

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Note from the Management Board

Welcome to FMO’s interim report 2025. The report reflects FMO’s work in the first six months of this year, showing our commitment to enabling entrepreneurs to increase inclusive and sustainable prosperity. Read more about Note from the Management Board .

Risk developments

For a detailed overview of FMO’s risk governance and risk management approach please refer to the 'Risk Management' section in FMO’s 2024 Annual Report. The risk developments in the first half year of 2025 are described below. Read more about Risk developments .

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