Notes

June 30, 2025

June 30, 2024

Income

Interest income calculated using the effective interest method

(8)

251,970

245,719

Other interest income

(8)

19,024

24,619

Interest expense calculated using the effective interest method

(9)

-134,166

-110,195

Other interest expense

(9)

-14,301

-50,757

Interest expenses on leases

(9)

-40

-50

Net interest income

122,487

109,336

Dividend income

(10)

14,086

10,151

Results from equity investments

(11)

-219,116

52,967

Total results from equity investments

-205,030

63,118

Fee and commission income

5,184

2,521

Fee and commission expense

-7,108

-6,865

Net fee and commission income

(12)

-1,924

-4,344

Net results from financial transactions

(13)

4,114

6,737

Remuneration for services rendered

(14)

14,426

15,011

Gains and losses due to derecognition

12

986

Other operating income

6

1

Total other income

18,558

22,735

Total income

-65,909

190,845

Operating expenses

Staff costs

-70,055

-67,460

Administrative expenses

-13,641

-12,346

Depreciation, amortisation and impairment of PP&E and intangible assets

-5,871

-4,731

Other operating expenses

-573

-258

Total operating expenses

-90,140

-84,795

Impairments on

Interest-bearing securities

-13

12

Loans

32,066

14,155

Loan commitments

530

-53

Guarantees issued

-381

10,299

Total impairments

32,202

24,413

Results on associates/joint ventures

Share of the profit or loss of associates and joint ventures accounted for using the equity method

34,152

14,501

Profit/(loss) before taxation

-89,695

144,964

Income tax

(15)

9

-10,697

Net profit/(loss)

-89,686

134,267

Net profit/(loss) attributable to

Owners of the parent company

-89,686

134,267

Non controlling interests

-

-

Net profit/(loss)

-89,686

134,267