Notes

June 30, 2024

June 30, 2023

Income

Interest income from financial instruments measured at AC

(8)

245,719

228,803

Interest income from financial instruments measured at FVPL

(8)

24,619

27,916

Interest expenses from financial instruments measured at AC

(9)

-110,195

-75,789

Interest expenses from financial instruments measured at FVPL

(9)

-50,757

-67,790

Interest expenses on leases

(9)

-50

-66

Net interest income

109,336

113,074

Dividend income

(10)

10,151

11,443

Results from equity investments

(11)

52,967

-13,943

Total results from equity investments

63,118

-2,500

Fee and commission income

2,521

3,381

Fee and commission expense

-6,865

-6,056

Net fee and commission income

(12)

-4,344

-2,675

Net results from financial transactions

(13)

6,737

2,880

Remuneration for services rendered

(14)

15,011

16,011

Gains and losses due to derecognition

986

1,504

Other operating income

1

-

Total other income

22,735

20,395

Total income

190,845

128,294

Operating expenses

Staff costs

-67,460

-59,167

Administrative expenses

-12,346

-17,168

Depreciation and impairment of PP&E and intangible assets

-4,731

-4,855

Other operating expenses

-258

-202

Total operating expenses

-84,795

-81,392

Impairments on

Interest-bearing securities

12

-4

Loans

14,155

-30,969

Loan commitments

-53

-5,295

Guarantees issued

10,299

2,176

Total impairments

24,413

-34,092

Results on associates/joint ventures

Share in the result of associates/joint ventures

14,501

32,102

Profit/(loss) before taxation

144,964

44,912

Income tax

(15)

-10,697

-711

Net profit/(loss)

134,267

44,201

Net profit/(loss) attributable to

Owners of the parent company

134,267

44,201

Non controlling interests

-

-

Net profit/(loss)

134,267

44,201