Corporate information

The 2020 financial statements of Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden N.V. (hereafter referred to as ‘FMO’ or ‘the company’) were prepared by the members of the Management Board and signed by all members of the Management

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Consolidated balance sheet

As at 31 December 2020

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Consolidated profit and loss account

For the year ended 31 December 2020

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Consolidated statement of comprehensive income

For the year ended 31 December 2020

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Consolidated statement of changes in shareholders' equity

For the year ended 31 December 2020

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Consolidated statement of cash flows

For the year ended 31 December 2020

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Risk management

This chapter provides an overview of FMO's risk governance and risk management approach. The sections describe the key risk domains relevant for FMO and developments throughout 2020.

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Capital Adequacy

Capital is central to a bank’s ability to absorb unexpected losses and to be able to continue its operations. FMO aims to maintain a strong capital position that meets regulatory requirements and supports its AAA rating.

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Financial Risk

Investment risk is defined as the risk that actual investment returns will be lower than expected returns, and includes credit, equity, concentration and counterparty credit risks.

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Business risk

Environmental & Social (E&S) risk refers to risk posed by (potential) adverse impacts of the FMO investments on the environment, their employees and workers, communities, and other stakeholders.

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