Consolidated statement of profit or loss
For the year ended December 31, 2024
Notes |
2024 |
2023 |
|
Income |
|||
Interest income from financial instruments measured at AC |
514,136 |
473,938 |
|
Interest income from financial instruments measured at FVPL |
42,209 |
58,653 |
|
Interest expenses from financial instruments measured at AC |
-237,423 |
-170,269 |
|
Interest expenses from financial instruments measured at FVPL |
-92,708 |
-140,756 |
|
Interest expenses on leases |
-97 |
-122 |
|
Net interest income |
(21) |
226,117 |
221,444 |
Dividend income |
(22) |
29,171 |
34,481 |
Results from equity investments |
(23) |
138,429 |
-39,814 |
Total results from equity investments |
167,600 |
-5,333 |
|
Fee and commission income |
9,672 |
7,737 |
|
Fee and commission expense |
-13,726 |
-14,202 |
|
Net fee and commission income |
(24) |
-4,054 |
-6,465 |
Results from financial transactions |
(25) |
10,604 |
7,629 |
Remuneration for services rendered |
(26) |
35,499 |
31,335 |
Gains and losses due to derecognition |
(27) |
1,863 |
2,464 |
Other operating income |
(28) |
- |
79 |
Total other income |
47,966 |
41,507 |
|
Total income |
437,629 |
251,153 |
|
Operating expenses |
|||
Staff costs |
(29) |
-144,964 |
-127,460 |
Administrative expenses |
(30) |
-36,541 |
-39,731 |
Depreciation and impairment of PP&E and intangible assets |
(11), (12) |
-8,618 |
-9,634 |
Other operating expenses |
-572 |
-775 |
|
Total operating expenses |
-190,695 |
-177,600 |
|
Impairments on |
|||
Interest-bearing instruments |
27 |
-8 |
|
Loans |
(7), (8) |
17,433 |
-38,622 |
Loan commitments |
(34) |
-164 |
-1,259 |
Guarantees issued |
(34) |
8,884 |
243 |
Total impairments |
26,180 |
-39,646 |
|
Results on associates/joint ventures |
|||
Share in the result of associates/joint ventures |
39,483 |
26,065 |
|
Profit/(loss) before taxation |
312,597 |
59,972 |
|
Income tax |
(31) |
-15,363 |
4,950 |
Net profit/(loss) |
297,234 |
64,922 |
|
Net profit/(loss) attributable to |
|||
Owners of the parent company |
297,234 |
64,922 |
|
Non controlling interest |
- |
- |
|
Net profit/(loss) |
297,234 |
64,922 |