12 Net fee and commission income

June 30, 2025

June 30, 2024

Prepayment fees

1,189

155

Fees for FVPL loans

29

121

Administration fees

1,498

1,054

Other fees (for example arrangement, cancellation and waiver fees)

2,468

1,191

Total fee and commission income

5,184

2,521

Custodian fees and charges for the early repayment of debt securities

-694

-674

Guarantee fees related to unfunded risk participants

-6,414

-6,191

Total fee and commission expense

-7,108

-6,865

Net fee and commission income / (expense)

-1,924

-4,344

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