8 Interest Income
|
June 30, 2025 |
June 30, 2024 |
|
|
Interest on loans measured at AC |
229,563 |
218,996 |
|
Interest on collateral delivered |
3,038 |
6,633 |
|
Interest income related to cash balances with banks |
14,533 |
15,322 |
|
Interest on interest-bearing securities |
4,836 |
4,768 |
|
Interest income calculated using the effective interest method |
251,970 |
245,719 |
|
Interest on loans measured at FVPL |
31,348 |
26,239 |
|
Interest on short-term deposits |
1,666 |
10,665 |
|
Interest on interest bearing securities at FVPL |
6,865 |
990 |
|
Interest on derivatives related to asset portfolio |
-20,855 |
-13,275 |
|
Other interest income |
19,024 |
24,619 |
|
Total interest income |
270,994 |
270,338 |
Interest income remained largely unchanged during the current financial period, as the growth of the loan portfolio was largely offset by the lower interest rates on the variable loan portfolio.
Interest Income on financial instruments at FVPL is recognized in the income statement as it accrues, based on the contractual interest terms. Changes in the fair value of these financial instruments, including the effects of credit and market risk, are separately recognized in the income statement in Note 13 on "Result from financial transactions".