6 Debentures and notes

Debentures and notes include senior unsecured and subordinated debt instruments in various currencies issued under FMO's debt issuance programs. FMO issued €300 million of subordinated notes (11NC6) on June 12, 2025, with a maturity date of June 19, 2036, bearing a fixed coupon rate of 3 percent. The notes are non-convertible and can be called on the first call date, June 19, 2031.

June 30, 2026

December 31, 2025

Balance at January 1

6,498,892

6,335,981

Amortization of premiums/discounts

11,672

58,577

Proceeds from issuance

2,052,783

2,096,441

Redemptions

-1,346,584

-1,588,577

Changes in fair value

-49,206

84,898

Changes in accrued expense

10,686

15,119

Exchange rate differences

122,596

-503,547

Carrying value of debentures and notes

7,300,839

6,498,892

Line item 'changes in fair value' represents the fair value changes attributable to the hedge risk in connection with the debentures and notes used for hedge accounting purposes.

The following table summarizes the carrying value of the debentures and notes.

Carrying value of the debentures and notes

June 30, 2026

December 31, 2025

Debentures and notes under hedge accounting

5,652,662

5,427,499

Debentures and notes valued at AC

1,648,177

1,071,393

Total debentures and notes

7,300,839

6,498,892

The nominal amounts of the debentures and notes are as follows:

Nominal amounts of the debentures and notes

June 30, 2026

December 31, 2025

Debentures and notes under hedge accounting

5,655,102

5,386,091

Debentures and notes valued at AC

1,608,420

1,035,471

Total debentures and notes

7,263,522

6,421,562

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