Annual and interim reports

Financial performance

Our financial performance as per 2018 is not fully comparable with previous years due to the implementation of IFRS 9 - a new reporting standard for financial instruments.

Helping Khan Bank reduce inequality in rural Mongolia with mobile banking

Mongolia is one of the least densely populated countries in the world, with much of the population living in remote rural areas, where many follow a nomadic or herder lifestyle that has not changed for centuries.

Read more ›Helping Khan Bank reduce inequality in rural Mongolia with mobile banking

Partnership for primary care: revolutionizing the healthcare system in Africa

Primary healthcare in East Africa faces a challenge of early engagement.

Read more ›Partnership for primary care: revolutionizing the healthcare system in Africa

Outlook 2019

In 2019 climate change and inequality will remain the two most pressing challenges in the world.

Higher impact portfolio

Our economic outlook for 2019 is positive overall with economic growth in developing countries and emerging markets expected to be 4-5%1 on average.

Deeper relationships

In 2019 we will further improve our services to our clients and strengthen relationships with partners by implementing a stakeholder engagement strategy.

Higher productivity

We will increase our productivity through projects in three areas: implementation of our Strategy 2025, regulatory and operations, and foundation for the future (new propositions, segments for future growth and digital transformation, including our

In control statement

FMO has internal risk management and control systems that enable us to take risks and control them and that are based on international best practices.